Check if Your Car Finance Included Undisclosed Commission
The FCA found that commission arrangements may not have been fully disclosed in many car finance agreements from 2007-2024. You could be owed £2,075* for your mis-sold car finance agreements.
You do not need to use a Claims Management company or a Law Firm to make your complaint. You can do this directly. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.
How the Process Works
Four simple steps to check your eligibility and receive compensation if you were mis-sold.
Check Eligibility
Complete our simple form, it takes a few minutes to start and doesn't affect your credit rating.
We Find Your Agreements
We perform a soft credit file search to locate all your car finance agreements from 2007-2024.
We Submit Your Claim
Our legal team submits your claim to the lender and handles all correspondence on your behalf.
Outcome Received
Once the lender responds, we advise you on the outcome. Our fee is only deducted from successful claims.
What the FCA Investigation Found
Understanding undisclosed commission in car finance agreements
Between 2007 and 2024, many car dealerships arranged finance on behalf of customers. In these arrangements, dealers often received commission payments from finance providers.
The FCA's investigation found that in some cases:
- Commission amounts were not disclosed to customers
- Higher interest rates may have been applied to increase commission payments
- Customers were not given information that could have affected their decision
If your agreement included these arrangements, you may be eligible for compensation. According to FCA estimates, approximately 12.1 million agreements may be affected.
How It Happened
Finance Agreement Signed
You took out car finance through a dealership
Commission Arrangement
The dealer received commission from the finance provider
Not Disclosed
This commission may not have been made clear to you
FCA Investigation
The FCA found widespread issues with these arrangements
Your Right to Claim
You may be entitled to compensation
Proven Legal Results
800,000+
Clients Already Supported
£100M+
Already Recovered For Clients
As a legal group, our firms have supported more than 800,000 clients over the past 15 years across a wide range of consumer and financial claims. Over that period, our group firms have helped recover in excess of £100 million for clients through complaints, negotiated settlements and formal legal action where appropriate.
We are regulated by the Solicitors Regulation Authority and operate within strict professional and ethical standards. This means your claim is handled within a regulated legal framework, with proper duties of care, confidentiality and professional accountability.
Why Working With a Law Firm Matters
Many people choose to work with a law firm rather than a claims management company because law firms are trained in the legal process from end to end. We understand how claims are assessed, how compensation is calculated, and how lenders evaluate liability and settlement value. A claims management company is not able to litigate on cases where necessary, as a law firm we can. Always making sure your compensation is maximised.
This understanding of quantum and legal positioning helps ensure that claims are properly framed, supported with evidence, and progressed through the appropriate legal channels to achieve the best outcome.
Legal Expertise
Trained in dispute resolution and litigation strategy
Formal Legal Remedies
Ability to escalate beyond a complaints process
Acting in Your Best Interests
Professional duty of care and confidentiality
Our Commitment to You
Our role is to act in your best interests, guide you through what can be a complex process, and ensure your claim is presented clearly, accurately and fairly. We deal with the legal and administrative work so that you do not have to, while keeping you informed at each stage of the process.
Frequently Asked Questions
Everything you need to know about the claims process.
